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Loan type comparison
Two loans with the same headline rate can cost very different amounts once the term and fees are counted.
We lay out the common structures — unsecured loans, secured loans, loans taken with a co-borrower — and what each one asks of you in return for what it offers.
The aim is that you can read a lender's offer and know which kind of product it is before you read the fine print.
Details
- Describe the practical decision before comparing
- Record the budget and timing questions
- Clarify security and additional obligations
Before you compare offers
Read the borrowing-cost checklist
Keep a written offer open while you locate the amount received, charges and total amount repayable.